HOW TO CLAIM PRIZES

Online Purchases


Prizes of $600 and below

Prizes of $600 and below will be deposited directly into your Michigan Lottery account. Players can withdraw* their winnings from their account at any time.

*The minimum withdraw amount is $10.

Prizes of greater than $600, and up to and including $50,000

If you win a prize of greater than $600 and up to and including $50,000, you will be required to submit an online claim to process your winnings.

To start the claim process, please log into your account at www.michiganlottery.com. If you are on a desktop computer or tablet device, go to “My Account” and select the “View Now” button from the Summary tab. If you are on a mobile phone, go to the Menu and select “Tax Reported Prizes” from the Account drop-down. Follow the instructions on the screen to claim your prize.

Please be prepared to provide your Social Security card and valid government issued photo ID (driver’s license or state ID).

Once the claim has been submitted and approved, the prize will be deposited directly into your Michigan Lottery Account. Players can withdraw* their winnings from their account at any time.

*The minimum withdraw amount is $10.

Prizes of $1,000 and greater

If you win a prize of $1,000 and greater the Michigan Lottery, in accordance with MCL 432.32, will deduct any outstanding debts collectable by the State of Michigan. Questions regarding prize offsets should be referred to the Department of Treasury at 517-636-5265.

Prizes of greater than $50,000

If you win a prize of greater than $50,000, you will be required to submit an online claim and visit Lottery headquarters located at 101 E. Hillsdale in Lansing.

To start the claim process, please log into your account at www.michiganlottery.com. If you are on a desktop computer or tablet device, go to “My Account” and select the “View Now” button from the Summary tab. If you are on a mobile phone, go to the Menu and select “Tax Reported Prizes” from the Account drop-down. Follow the instructions on the screen to claim your prize.

Before visiting the Lottery headquarters, winners need to wait to receive an email from the Michigan Lottery instructing the winners to call Lottery Public Relations at (517) 373-1237 to schedule an appointment. We do accept walk-in winners for these prizes, however, the unannounced visit may result in a lengthier processing time.

Winners must present all required identification, including a valid government issued photo ID (driver’s license or state ID) and Social Security card in order to claim their prize.

Annuity Prizes

Annuity prize winners must contact Lottery Public Relations at 1-517-373-1237 for instructions on how to claim prizes. All annuity prizes must be claimed at the Bureau’s Lansing office.

In-Store Purchases


Prizes requests for in-store purchases must be accompanied by the original winning ticket. The ticket must pass all validation and security tests of the Bureau and be confirmed by the Bureau as valid prior to issuance of any prize.

Prizes of $600 and below

Cash prizes of $600 and below may be claimed at any Michigan Lottery retailer.

Please bear in mind that while most Lottery retailers will gladly redeem winning tickets for their customers, they are under no legal obligation to do so. Some stores have strict policies regarding the amount of cash available to the employees, so there is a possibility a store may be unable to redeem your prize-winning ticket.

If you're having difficulty locating a retailer near you, check out the
Retail Finder.

Prizes of greater than $600

When claiming any prize of greater than $600, winners must present the original winning ticket and all required identification, including a valid government issued photo ID (driver’s license or state ID) and Social Security card.

See further instructions for Proper Identification for Claim Processing.

Prizes of $1,000 and greater

If you win a prize of $1,000 and greater the Michigan Lottery, in accordance with MCL 432.32, will deduct any outstanding debts collectable by the State of Michigan. Questions regarding prize offsets should be referred to the Department of Treasury at 517-636-5265.

Prizes of up to and including $50,000

If you win a cash prize of up to and including $50,000 you may claim your prize at any Lottery regional office between 8:00AM and 4:30PM, Monday through Friday, excluding holidays. Please see the list of offices below:

Lansing
101 E. Hillsdale Street
P.O. Box 30023
Lansing, MI 48909
Phone: 517-335-5756
Fax: 517-335-5644
Office Hours: Monday - Friday
7:45 AM - 4:45 PM Eastern Time

  Livonia
33231 Plymouth Rd.
Livonia, MI 48150
Phone: 734-266-3769
Fax: 734-266-3778
Office Hours: Monday - Friday
7:45 AM - 4:45 PM Eastern Time

Sterling Heights
34700 Dequindre Road
Sterling Heights, MI 48310
Phone: 586-939-2300
Fax: 586-939-4108
Office Hours: Monday - Friday
7:45 AM - 4:45 PM Eastern Time

  Detroit
Cadillac Place
3060 W. Grand Boulevard
Suite L-600
Detroit, MI 48202
Phone: 313-456-4040
Fax: 313-456-4045
Office Hours: Monday - Friday
7:45 AM - 4:45 PM Eastern Time

Grand Rapids
3391-B Plainfield Ave. NE
Grand Rapids, MI 49525
Phone: 616-364-3372
Fax: 616-364-5421
Office Hours: Monday - Friday
7:45 AM - 4:45 PM Eastern Time

  Saginaw
Jerome T. Hart State Office Building
411 E. Genesee Avenue
Saginaw, MI 48607
Phone: 989-758-1670
Fax: 989-758-1881
Office Hours: Monday - Friday
8:00 AM - 5:00* PM Eastern Time
*Doors are locked at 4:50

The Michigan Lottery and Michigan Secretary of State have designated four Secretary of State branch offices to provide claim processing services for prizes of greater than $600 and up to and including $50,000.
  • Claimants must present the original winning ticket, valid government issued photo ID (driver’s license or state ID), Social Security card and bank account information (account and routing numbers).
  • Prize payment will be made via ACH electronic funds transfer to valid bank accounts the following business day. No checks will be issued at the Secretary of State locations.
Participating four branches are listed below:

Escanaba
Delta CP Branch #381
305 Ludington St
Escanaba, MI 49829

Grayling
Grayling- Branch #350
2384C S I-75 Business Loop
Grayling, MI 49738

Marquette
Marquette- Branch #387
2025 US 41 W
Marquette, MI 49855

Sault. Ste. Marie
Sault Ste Marie- Branch #374
2700 Davitt St
Sault Sainte Marie, MI 49783

In addition, the Lottery has partnered with a number of banks in the northern Lower Peninsula and the Upper Peninsula in order to serve winners in that part of the state.

See the list of banks serving as claim centers.

Prizes of greater than $50,000

If you win a prize of greater than $50,000 you will be required to claim your prize at Lottery headquarters, located at 101 E. Hillsdale in Lansing.

Before visiting the Lottery headquarters, winners should call Lottery Public Relations at (517) 373-1237 to schedule an appointment. We do accept walk-in winners for these prizes, however, the unannounced visit may result in a lengthier processing time.

Annuity Prizes

Annuity prize winners must contact Lottery Public Relations at 1-517-373-1237 for instructions on how to claim prizes. All annuity prizes must be claimed at the Bureau’s Lansing office.

Jackpot prizes with an annuity option can be paid in one of two ways: as an annuity or in one lump-sum/cash-option payment for the present cash value of the jackpot share. When a winner selects annuity, the jackpot is paid out for a predetermined number of years* (see below for more details). As part of the Tax and Trade Release Extension Act of 1998, lotteries may offer the winner of annuitized prizes an election to receive their prize in a single discounted cash payment in lieu of receiving a series of payments spread over several years. To qualify, the winner must make the election within sixty (60) days after the winner claims the prize (i.e. the date the ticket is validated and/or the date the winner comes to Lottery Central).

*Predetermined Annuity Length:

Mega Millions - The annuitized jackpot amount shall be paid out through a graduated annuity over 30 years (5% escalation per payment).

Powerball - The annuitized jackpot prize shall be the amount equivalent to a 30-year graduated annuity funded by the amount allocated for the jackpot pool at the current rate of return on investment in U.S. government zero-coupon strip bonds. In no event, however, shall the annuitized jackpot prize be less than forty million dollars ($40,000,000). All annuitized prizes shall be paid annually in thirty (30) payments with the initial payment being made in a single payment; to be followed by twenty-nine (29) graduated payments funded by the annuity.

Lotto 47 - The annuitized jackpot amount shall be paid out over 30 years.

Lucky for Life - The annuitized jackpot amounts for the $1,000/Day for Life and $25,000/Year for Life prizes shall be paid out for the winner’s lifetime or 20 years, whichever is greater, unless within 60 days from the date the winner claims their prize, they request the cash option method of payment.

Club Keno - No annuity option available

Fantasy 5 - No annuity option available

Keno - No annuity option available

Poker Lotto - No annuity option available

Mail-In Claims

In some cases, Michigan Lottery prizes can be claimed by mail. To claim a prize by mail you will need to complete a Ticket Receipt Form for individual or entity winnings or a Substitute 5754 form for club winnings. If you do not have access to a printer, you will need to send a written request for payment including your full name and address. For all claims please include the signed ticket along with a copy of your Social Security card and a valid government issued photo ID (driver’s license or state ID to the following address:

Michigan Lottery
Attn: Accounting
101 E. Hillsdale
P.O. Box 30023
Lansing, MI 48909

Additional Claims Information


Tax Information on Michigan Lottery Prizes

Michigan Lottery prizes are subject to federal, state and local income taxes. You may be required to make estimated tax payments by filing a form 1040ES with the Internal Revenue Service. If you have questions regarding income tax, please contact the Internal Revenue Service at (800) 829-1040, the Michigan Department of Treasury at (517) 636-4486, or your local taxing authority.

The Michigan Lottery provides winning Lottery clubs with a blank Substitute 5754 form. Lottery clubs must submit a completed Substitute 5754 form at time of prize payment. All winners claiming individual prizes of greater than $600 will receive a W-2G form at time of prize payment for the purposes of completing their yearly tax return.

To request a duplicate W-2G form please call 517-373-6001 and press option 3. The Regional Offices cannot reprint tax forms.

Following are some additional facts on Lottery withholding guidelines:

Prizes of $600 and below: The Lottery does not withhold any taxes.

Prizes of greater than $600 and up to and including $5,000: The Lottery does not withhold any taxes but is required to report the winnings to the IRS and Michigan Department of Treasury. The winner will then be required to report the income in the tax year it is claimed.

Prizes of greater than $5,000: For any Michigan Lottery prize of greater than $5,000, the Lottery is required to withhold an estimated 25 percent in federal tax and 4.25 percent in state tax. These withholdings do not necessarily satisfy a winner's tax liability; they are simply estimates. We recommend that all winners contact the IRS, Michigan Department of Treasury and trusted tax professionals to determine whether additional tax payments will be required.

Non-Michigan U.S. residents: All prizes of greater than $5,000 are subject to 25 percent federal tax and 4.25 percent state tax withholding regardless of the state of residence. Questions regarding this state tax withholding should be directed to the Michigan Department of Treasury, Taxpayer Assistance Division.

Non-U.S. residents: Players who win a Michigan Lottery prize greater than $600 and do not live in the United States are subject to a 30 percent federal tax withholding rate as well as the 4.25 percent state withholding rate.

WonCard Program

On June 7, 2015, the Michigan Lottery’s WonCard program was discontinued. Players are no longer able to purchase Lottery tickets utilizing the WonCard, and may not load new funds to the card. Effective December 31st, 2016, all WonCard accounts will be closed and any remaining balance will be returned by check to the player's address on file. If you possess a WonCard that was never registered or have questions concerning your WonCard account please call WonCard Cardholder Services at 1-855-248-3779.